You can get started without a Social Security number
Alamo Home Source does not require a Social Security number to explore Owner Finance purchase options. If you do not have a Social Security card, you may present a passport from your country of origin as part of your identification.
The review considers your documentation, ability to make payments, and especially your available down payment. Each application and property may be subject to review and specific terms.
Documents requested by Alamo Home Source
Prepare the following documents to help your application move forward:
- U.S. or state-issued identification.
- Social Security card or, if you do not have an SSN, a passport from your country of origin.
- Bank statements for the last six months.
- Tax returns for the last two years.
- Pay stubs for the last three months or other proof of income.
- All names on the application must match the government-issued identification provided.
The down payment is the most important part
Your available down payment is one of the main factors used to determine which property and terms may work for you.
Applicable closing costs are paid from the amount delivered as the down payment. The remaining amount is applied to the purchase principal, reducing the balance that will be financed.
The exact amount, closing costs, and final terms depend on the property and transaction. Always request a written breakdown before signing.
How to get started
Gather your documents, define your available down payment, and calculate a monthly payment you can maintain. With that information, Pedro can help you review Alamo Home Source inventory and explain the available options.